{"id":404,"date":"2015-11-21T10:51:20","date_gmt":"2015-11-21T08:51:20","guid":{"rendered":"http:\/\/tatu.chanth.org\/?p=404"},"modified":"2015-11-21T10:51:20","modified_gmt":"2015-11-21T08:51:20","slug":"euron-rinnalle-markka","status":"publish","type":"post","link":"https:\/\/tatu.chanth.org\/?p=404","title":{"rendered":"Euron rinnalle markka"},"content":{"rendered":"

Nyt se on totta. Kansalaisaloite markan palauttamisesta etenee eduskuntaan. Palauttaminen tapahtuisi siten, ett\u00e4 markka olisi rinnakkainen valuutta. Omasta mielest\u00e4ni t\u00e4ss\u00e4 ei ole j\u00e4rjen hivent\u00e4k\u00e4\u00e4n ottaa rinnalle toinen valuutta, jonka arvoa ei ole sidottu toiseen k\u00e4yt\u00f6ss\u00e4 olevaan valuuttaan. Miksi?<\/span><\/p>\n

Mietin t\u00e4t\u00e4 asiaa ensimm\u00e4isen\u00e4 pienyritt\u00e4j\u00e4n kannalta. Kuinka paljon se hankaloittaisi yritt\u00e4j\u00e4n ja yrityksen el\u00e4m\u00e4\u00e4. Toinen virallinen valuutta nostaisi yritt\u00e4misen kuluja huomattavasti. Jos yritys ottaa kahden valuutan mallin k\u00e4ytt\u00f6\u00f6ns\u00e4, pelk\u00e4t kirjanpitokulut kasvaisivat huomattavasti. Samalla tulisi mahdollisia valuutan arvonvaihtelusta johtuvia kurssivoittoja, tai tappioita. Jos yrityksell\u00e4 on kassassa paljon rahaa, voi alhaisen kurssin aikana k\u00e4ytt\u00e4\u00e4 vain toista valuuttaa ja odottaa josko kurssi k\u00e4\u00e4ntyisi paremmaksi. Mik\u00e4li n\u00e4in ei k\u00e4y, on edess\u00e4 valuuttatappioita. Mik\u00e4 t\u00e4ytyy taasen huomioida hinnassa. Valuuttapelist\u00e4 voi my\u00f6s hy\u00f6ty\u00e4, mik\u00e4li siihen on aikaa ja p\u00e4\u00e4omaa. Se ei tosin ole todellisuutta pk-sektorilla.<\/span><\/p>\n

Vaihtoehtoisesti eurohinta voisi olla vakio ja markkahinta vaihtelisi valuuttakurssien mukaan. Mik\u00e4 teett\u00e4isi j\u00e4lleen lis\u00e4ty\u00f6t\u00e4 laskutukseen ja hinnoitteluun. P\u00e4ivitt\u00e4istavarakaupassa se ei ole edes mahdollista. Voihan yritys kielt\u00e4yty\u00e4 ottamasta vastaan toista virallista valuuttaa. Mutta olisiko se taloudellisesti kannattavaa sek\u00e4\u00e4n, mik\u00e4li se tarkoittaisi asiakkaiden siirtymist\u00e4 muualle?<\/span><\/p>\n

Rahan k\u00e4sittely on my\u00f6s kallista. K\u00e4teinen on kaikista kalleinta. Jos k\u00e4yt\u00f6ss\u00e4 olisi kaksi eri valuuttaa, k\u00e4teisen rahan k\u00e4sittelykulut karkeasti arvioiden tuplaantuisivat. P\u00e4ivitt\u00e4istavarakaupassa ja kioskeissa t\u00e4ytyisi olla kaksi eri valuuttaa pohjakassassa, joka lis\u00e4isi k\u00e4teiseen sidotun p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4 sek\u00e4 kasvattaisi turvallisuusriskej\u00e4.<\/span><\/p>\n

Olisiko meill\u00e4 siihen oikeasti varaa? Mielest\u00e4ni ei. Kaksi eri valuuttaa rinnakkain on kaiken kaikkiaan typer\u00e4 ajatus.<\/span><\/p>\n

\"money\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Nyt se on totta. Kansalaisaloite markan palauttamisesta etenee eduskuntaan. 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